Frappe Lending
Frappe Lending is an open-source loan management system designed to streamline lending workflows, automate repayments, and enhance credit management. With features like loan origination, credit assessment, automated EMI tracking, and compliance monitoring, it helps financial institutions, NBFCs, and businesses efficiently manage the entire lending lifecycle. Fully customizable and seamlessly integrated with accounting and CRM systems, it offers a transparent, scalable, and cost-effective solution for modern lending operations.
Loan Origination & Application Management
Simplify the entire loan application process with an end-to-end digital workflow. From capturing borrower details to document verification and credit checks, every step is automated and customizable. Businesses can configure approval hierarchies, set eligibility criteria, and integrate with external credit bureaus to reduce manual errors and accelerate loan processing.
Credit Assessment & Risk Management
Ensure smarter lending decisions with automated risk evaluation tools. Frappe Lending allows businesses to define custom credit scoring models, analyze financial history, and assess repayment capacity. AI-driven insights help predict loan risks, while integrated risk management frameworks allow lenders to minimize defaults and make data-backed decisions.
Automated EMI Tracking & Repayments
Eliminate manual payment tracking with automated EMI calculations, reminders, and payment reconciliations. Borrowers receive timely notifications about due dates, while lenders get a clear dashboard of upcoming payments, overdue accounts, and real-time cash flow tracking. Integration with accounting and banking systems further ensures seamless financial management and reporting.
Customer & Loan Portfolio Management
Maintain a centralized, 360-degree view of borrowers with detailed customer profiles, loan history, payment behavior, and communication records. Businesses can analyze loan performance, track delinquency trends, and use data-driven insights to optimize lending strategies, personalize loan offerings, and improve customer retention.
